Rockwall Homes under $400,000

Rockwall Homes under $400,000

Welcome to Rockwall, Texas – a charming city that beautifully blends small-town warmth with modern amenities. Nestled along the picturesque shores of Lake Ray Hubbard, Rockwall boasts stunning waterfront views and a vibrant community spirit that attracts families, young professionals, and retirees alike. With its rich history, delightful downtown area filled with boutique shops and restaurants, and an array of outdoor recreational opportunities, Rockwall has something for everyone.

One of the most appealing aspects of Rockwall is its affordability in the housing market. For those seeking a home under $400,000, the options are plentiful! From cozy single-family homes to stylish townhouses, Rockwall offers a diverse selection of properties that cater to various lifestyles. Many of these homes feature spacious layouts, modern finishes, and lovely yards perfect for entertaining or enjoying a peaceful evening under the stars.

The city’s excellent schools, beautiful parks, and friendly neighborhoods make Rockwall an ideal place for families. Additionally, its proximity to Dallas allows residents to enjoy the best of both worlds – the tranquility of suburban living with easy access to the bustling city life. With a growing economy and a strong sense of community, Rockwall is not just a place to live; it’s a place to thrive.

Explore the delightful homes under $400,000 in Rockwall and discover why this charming city is the perfect place to call home. Your dream home awaits in this vibrant Texas gem!

Newest Rockwall Homes under $400,000

506 Shadow Oaks Ct, Rockwall
$370,000
4 Beds ⋅ 2 Baths ⋅ 21421250 MLS
Well maintained 4 bedroom, 2 bath home situated on an oversized lot in a cul-de-sac. The open floor plan features a split bedroom layout, providing a functional use of space. The kitchen offers ample workspace and a walk-in pantry. Ceramic tile flooring is featured in high-traffic areas, along with crown molding, recessed lighting, walk in closets, and ceiling fans throughout. The oversized lot features established landscaping and offers additional outdoor space. Convenient layout with desirable interior features!

506 Shadow Oaks Ct, Rockwall
1873 Signal Ridge Pl, Rockwall
$315,000
2 Beds ⋅ 2 Baths ⋅ 21422325 MLS
Welcome to this beautiful condo offering views of Lake Ray Hubbard and an impressive list of upgrades throughout. From the moment you arrive, you’ll notice the attention to detail and thoughtful improvements that make this condo a truly special place to call home! Enjoy fresh interior paint, luxury vinyl plank flooring, new front door with heavy duty storm door and plantation shutters on every window—including the sliding balcony door. The inviting living space features an updated electric fireplace with a tiled border, creating a cozy atmosphere with a modern edge. The kitchen has been upgraded with countertops, backsplash, sink, faucet, and garbage disposal, along with an electric range and microwave. Updated cabinet hardware and recessed lighting added throughout the home add a clean, contemporary touch.The primary bath has been completely transformed, featuring a walk-in glass-door shower with modern fixtures and bench, a soaking tub, a sleek double-sink vanity with countertops, elegant light fixtures and crystal cabinet pulls. The guest bathroom has also been tastefully renovated with tub, glass sliding door, fixtures, updated vanity with countertop and sink, and a toilet. Hot water heater and HVAC unit replaced . Extra blown in insulation in attic. Exterior stairlift added in 2024. Two assigned carport parking spaces. Located adjacent to one of the community pools and just steps from the serene shores of Lake Ray Hubbard and within walking distance to the Harbor, this condo is low-maintenance lake living at its finest, with no detail overlooked. Don’t miss your opportunity to own this stunning, move-in-ready gem with lake and pool views!

1873 Signal Ridge Pl, Rockwall
2830 Beacon Hill Dr, Rockwall
$385,000
4 Beds ⋅ 2 Baths ⋅ 21421817 MLS
INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 2830 Beacon Hill Dr is a one-story Rockwall home with four bedrooms, two bathrooms and over 2,000 sq ft of living space. A central island anchors the kitchen, which opens to a breakfast nook and a living room with a fireplace and tray ceiling. A separate dining area near the entry has a bay window and wall trim. The primary bedroom also has a bay window, along with a walk-in closet and an attached bathroom with two vessel sinks, a tub and a separate shower. Rear doors lead to a covered raised patio with steps down to the yard. Home comes with a 100-Day Home Warranty

2830 Beacon Hill Dr, Rockwall
4012 Mediterranean St, Rockwall
$350,000
3 Beds ⋅ 3 Baths ⋅ 21420103 MLS
LAKEFRONT LIVING IN ROCKWALL! Enjoy beautiful Lake Ray Hubbard views and a resort-inspired lifestyle in this well-maintained home in a gated community. A front door with a glass accent welcomes you inside, where Spanish tile and wood flooring add warmth and character. The dining and living areas feature decorative lighting and a wood-burning brick fireplace, creating an inviting space to relax or entertain. The adjoining galley kitchen offers dark cabinetry, a stainless steel sink, dishwasher, and a new range with a downdraft exhaust system vented to the exterior. A front office with abundant shelving provides a dedicated space to work from home, and a downstairs half bath adds convenience for guests. Just off the living room, step onto the deck to take in the lake view and enjoy access to the water. Upstairs, the primary bedroom features a vaulted ceiling, ceiling fan, walk-in closet, bathroom suite, and private balcony overlooking Lake Ray Hubbard. A secondary bedroom also offers a vaulted ceiling, and a separate full bathroom is located on this level. Follow the spiral staircase to the third bedroom, complete with a vaulted ceiling, hardwood floors, and generous shelving for storage. The home has a pier-and-beam foundation and separate exterior ventilation for the dryer, range, and under-house fan. Lakeside Village amenities include a 9-hole golf course, community pools, tennis and pickleball courts, playgrounds, a cabana, and a community center. A marina is located next door. Enjoy convenient access to I-30, waterfront dining and entertainment at The Harbor, and shopping and restaurants in downtown Rockwall. Come experience the charm of lakefront living!

4012 Mediterranean St, Rockwall
475 Perch Rd, Rockwall
$265,900
5 Beds ⋅ 2 Baths ⋅ 21418654 MLS
Great first home or for a growing family, 5-bedroom, 2-baths brick home close to area schools, shops, hospital, I-30 and minutes to The Harbor complex at Lake Ray Hubbard. Freshly painted exterior, interior, ceiling, walls & base boards. New laminated floors & ceiling fans. Large open kitchen enough for an island, dining area off an expanded walk-in pantry & laundry room, part of the professionally converted garage with addition of two bedrooms.

475 Perch Rd, Rockwall
2750 Chalmers Ct, Rockwall
$339,500
3 Beds ⋅ 2 Baths ⋅ 21414905 MLS
Welcome to this move-in ready, 1-story brick home, ideally situated on a cul de sac within the sought after Rockwall ISD. Offering comfort and low maintenance living, this beautiful property in popular Lofland Farms is ready to be your next home. Enjoy seamless Luxury Vinyl Plank flooring in the living areas and bedrooms. NO carpet, which is ideal for children and pets. A well designed kitchen, perfect for any home chef, features granite countertops, abundant cabinetry, some SS appliances, and even a refrigerator! The primary suite, with a large ensuite bath and walk-in closet, is separate from the additional bedrooms, ensuring privacy for the owner. The expansive backyard is bordered by a BOB fence, and offers endless possibilities for outdoor entertaining, gardening, or play. This home includes full use of the HOA facilities, which include a large pool, clubhouse, and a playground. And the location is in close proximity to HEB, Costco, and IKEA, as well as I30. Schedule your showing today! Washer and dryer are included, making this a fantastic opportunity!

2750 Chalmers Ct, Rockwall
1395 Bay Line Dr, Rockwall
$399,000
3 Beds ⋅ 3 Baths ⋅ 21418124 MLS
Room to roam in Caruth Lake! Set on a nearly half-acre lot, one of the larger in the neighborhood, this Rockwall home offers the kind of space that's hard to find. Whether you're dreaming of outdoor projects or more room for weekend gatherings, this property delivers. Inside, the floor plan balances everyday comfort with easy entertaining. The main level features a welcoming living area that serves as the heart of the home, along with two dining spaces that make it easy to host a holiday dinner one day and enjoy a casual breakfast the next. The kitchen sits right in the middle of it all, keeping the cook connected to conversation and making it simple to move from meal prep to serving to clean up. The primary suite is conveniently located on the main floor, offering a private retreat at the end of the day. Its ensuite bath includes dual sinks, a garden tub, a separate shower, and a walk-in closet. Upstairs, two secondary bedrooms share a full bath, giving everyone their own space. A generous game room rounds out the second floor and serves as a second living area. Step outside to the wood-fenced backyard, where a covered deck and built-in barbecue set the scene for grilling, dining outdoors, and relaxing on warm Texas evenings. Even with these great outdoor features, there's still plenty of yard left over for a future pool, garden, play area, or room for pets to run. Life in Caruth Lake means a clubhouse, community pool, fishing, and jogging paths just outside your door, with a welcoming neighborhood feel that makes it easy to settle in and call this place home.

1395 Bay Line Dr, Rockwall
218 Saint Marys Pl, Rockwall
$289,999
3 Beds ⋅ 2 Baths ⋅ 21416304 MLS
Experience the charm and convenience of this inviting 3 bedroom, 2 bath home, ideally located just a short walk from the boutiques, restaurants, and entertainment of Historic Downtown Rockwall. The thoughtfully designed floor plan features two bedrooms and a full bath with a tub-shower combination upstairs, while the first floor offers a private third bedroom and an updated full bath with a walk-in shower. The inviting living room is filled with natural light and showcases soaring 22-foot vaulted ceilings and a cozy fireplace, creating a spacious yet welcoming atmosphere. A conveniently located laundry closet on the main level adds everyday functionality. Step outside to enjoy a private side yard that wraps around to the backyard, offering a secluded outdoor space for relaxing, entertaining, gardening, or pets. Additional highlights include a brand-new roof installed in 2024, an attached garage with a durable epoxy-coated floor and built-in cabinets, and a location that offers easy access to downtown events, local dining, shopping, and parks. Whether you’re looking for a primary residence or a low-maintenance home in one of Rockwall’s most desirable locations, this property offers exceptional value and an unbeatable lifestyle.

218 Saint Marys Pl, Rockwall
2691 Eganridge Ln, Rockwall
$360,000
4 Beds ⋅ 2 Baths ⋅ 21414161 MLS
Freshly updated and move-in ready! This spacious one-story home in The Shores of Lake Ray Hubbard offers 4 bedrooms, 2 baths, and a large backyard backing to green space and mature trees for added privacy. Recent updates include fresh interior paint, new carpet, and new sod, giving the home a clean, refreshed feel throughout. Additional improvements include a roof and HVAC replaced in 2016, water heater replaced in 2014, and fence installed in 2015. The home is also wired for surround sound inside and on the covered back porch, creating a great space for entertaining or relaxing outdoors. Conveniently located near schools, shopping, dining, and Lake Ray Hubbard. The Shores community offers an array of amenities including pickleball, tennis indoor and outdoor, Top rated golf course, clubhouse, restaurant, swimming, fitness facilities, jogging trails, basketball courts, playgrounds and more. A wonderful opportunity to enjoy space, mature trees, and an established Rockwall community!

2691 Eganridge Ln, Rockwall
126 Southwood Dr, Rockwall
$300,000
3 Beds ⋅ 2 Baths ⋅ 21413397 MLS
Affordable home in the desired Rockwall ISD with NO HOA! Discover the possibilities in this brick single-story, 3-bedroom, 2-bath home offering approximately 1,786 square feet. New A C, Furnace and the roof is under 5 years also has a Brink security system. Featuring TWO spacious living areas, TWO potential dining areas, and a desirable split-bedroom floor plan, this home offers plenty of room to make it your own. All of the bedrooms have large closets. Kitchen opens up to a living space that features a cozy cast stone fireplace. The primary suite includes dual sinks, a garden tub, and a separate shower. Additional features include an attached two-car garage and modest yard for easy upkeep. Conveniently located near shopping, dining, and major roadways, this property presents an opportunity for buyers looking to add their personal touches and create a home that reflects their style. Bring your vision and explore the potential! Refrigerator,washer and dryer negotiable.

126 Southwood Dr, Rockwall
128 Haven Ridge Dr, Rockwall
$310,000
3 Beds ⋅ 2 Baths ⋅ 21414697 MLS
Welcome home to 128 Haven Ridge Drive in Rockwall! This beautifully maintained 3 bedroom home offers thoughtful updates throughout, along with major recent improvements that provide peace of mind for years to come. Enjoy a NEW Class 4 impact-resistant roof installed in September 2026, NEW HVAC system installed in August 2026, and a NEW fence! Inside, you'll find an inviting atmosphere with updates that make this home truly move-in ready. To make your move even easier, the refrigerator, washer, and dryer are all included! Best of all, NO HOA, giving you the freedom to enjoy your property without additional association fees or restrictions. With big-ticket improvements already taken care of and desirable updates throughout, this Rockwall home offers an incredible opportunity for its next owner. Schedule your showing today!

128 Haven Ridge Dr, Rockwall
1535 Signal Ridge Pl, Rockwall
$205,000
2 Beds ⋅ 2 Baths ⋅ 21410936 MLS
Enjoy a location within walking distance of Lake Ray Hubbard in the gated Signal Ridge community, with The Harbor’s waterfront dining, shopping, and entertainment nearby. This first-floor, single-level condo combines inviting indoor spaces with two separate covered patios, making outdoor living a standout feature. Generous patio off the living room overlooks a community lap pool creating a welcoming setting for morning coffee, outdoor dining, or relaxing at the end of the day. A second covered patio, accessed directly from the primary suite offers a separate outdoor retreat. Inside, the open living and dining areas feature tile flooring throughout the main living spaces, abundant natural light, and a wood-burning fireplace that creates a warm focal point. Sliding glass doors connect the living room to the poolside patio, extending the space for everyday enjoyment and entertaining. The kitchen offers granite countertops, warm wood cabinetry, a pantry, and a convenient pass-through to the living area that keeps conversation flowing. A separate dining area provides a comfortable place to gather, while the laundry space accommodates a full-size washer and dryer. Spacious primary suite includes a walk-in closet and an ensuite bath with dual sinks, a separate shower, and a tub, along with direct access to its own covered patio. Secondary bedroom also features a walk-in closet and convenient access to a full bath, offering flexibility for guests or a home office. Two assigned parking spaces add everyday convenience. With access to three community pools, gated surroundings, and a location close to the lake and Rockwall’s waterfront attractions, this condo offers an appealing blend of comfort, outdoor space, and convenience.

1535 Signal Ridge Pl, Rockwall
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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